Dental Insurance Coverage

When it comes to dental care, one of the most frustrating things for many patients is their insurance coverage. Every benefit plan is different, and it can seem like you never get the coverage you were expecting. If you invest in your dental insurance plan each month, the Woodsprings Family Dentistry team wants to help you maximize the available coverage for these dental insurance plans. If you’re new to the area or looking for a dentistry practice to help you maximize your benefits, give our Jonesboro dentistry practice a call to schedule your first visit with our team. We’ll be happy to review your dental insurance coverage and help you find the right treatments to keep your smile healthy.

Dental Benefit Basics

Dental insurance plans, like most insurance policies, are complicated legal agreements. Sorting through all the jargon and exclusions can be headache inducing. Our patients never have to worry about wading through their complex polices alone. The Woodsprings Family Dentistry team will be happy to work through your policy with you, answer questions you may have about coverage, and we carefully explain the out of pocket costs associated with treatments. We process and file dental insurance claims for any major dental insurance provider, including:

• Delta Dental
• Aetna
• Assurant
• Humana
• United Concordia
• BlueCross BlueShield of Arkansas
• Ameritas
• Cigna
• Guardian
• MetLife

For your convenience, we will provide an estimate of the out of your pocket cost that is due at the time of service. For advanced procedures, we may recommend filing a preauthorization claim before beginning treatment to avoid any surprise costs.

Maximizing Your Insurance Benefits

Want to know the secret to maximizing your dental insurance benefits? It’s easier than you may think. You just need to stay up to date on your preventive dental appointments. These services receive the highest percentage of coverage from your insurance plan. Additionally, they help you prevent damage and decay that require restorative treatments that receive less insurance coverage.

In-Network VS Out of Network Coverage

In-network providers have contracts with specific insurance providers. These agreements outline basic fees that will be charged for necessary dental services, and your insurer promises to pay a percentage of these treatments at that price. Out of network providers can charge higher fees than those laid out by the insurer, but you will need to pay the difference in price as well as your percentage of treatment costs. Visiting an in-network dentist is the best way to avoid any additional costs, but the difference in price for out of network treatment is usually negligible.

In addition to processing and filing claims for most plans, we are also in-network providers with the following plans:

BlueCross BlueShield of Arkansas Insurance Plans

BlueCross BlueShield of Arkansas provides a variety of benefit plans for individuals, families, and employers. From basic dental insurance coverage plans to dental insurance for international travel, BlueCross BlueShield of Arkansas has you covered. We partner with them to provide you maximum coverage for all of your preventive and restorative dentistry services.

Cigna Dental Insurance Plans

Cigna offers a variety of dental insurance plans to meet the needs of individuals, families, and businesses. If you have a plan with Cigna, we’ll be happy to provide in-network dental pricing to maximize your benefits.

Delta Dental Insurance Plans

Delta Dental offers the largest network of dentists and dentistry practices for its patients. Our team will help you maximize your benefits from Delta Dental. As in-network providers, we have an established relationship with Delta Dental, and our team will be happy to review your policy details with you.

Delta Dental Medicare Advantage Dental Plan

The Delta Dental Medicare Advantage plan is ideal for patients looking for coverage for themselves, their family or their business. They offer one of the largest dental networks in Arkansas and the plan covers 100 percent of diagnostic and preventive services. When you arrive, we’ll make sure to go over your plan in more detail to determine exactly what kind of savings you can expect on other forms of treatment.

MetLife Insurance Plans

We are an in-network provider of MetLife dental insurance plans. With their many plans to choose from, it’s easy to get coverage for yourself, your family, veterans and U.S. federal employees. You can even use one of their plans as you switch between jobs! If you currently use MetLife, we’d love to help you go over your benefits in more detail and make sure you’re maximizing them to the best of your ability.

Aetna Insurance Plans

Our office is in-network with many plans from Aetna and are ideal for individuals looking to save money on preventive and other forms of care. You can take advantage of this plan even if you don’t get your insurance directly from your employer. If you have a plan with Aetna, we are happy to help you go over your current benefits and maximize them to the fullest. Our established relationship with Aetna will make it easy to discuss policy details with you and your family.

Humana Dental Insurance Plans

Humana is another of our many in-network dental insurance plans. Many local businesses use Humana insurance for their employees, and Humana also offers reasonable coverage for individuals as well. If you have Humana dental insurance coverage, we will be happy to help you maximize your benefits for all of your necessary dentistry services.